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Disability Income Insurance

Most individuals do not realize that their ability to earn income is their greatest asset. In other words, your greatest asset is NOT your home. Your ability to work and earn income is the foundation of your financial future.

Protecting your income is one of the most responsible decisions you'll ever make. Ask yourself this: How would you and your family be, financially, if you couldn't work for over 3 months? Next, ask yourself if your household can maintain your lifestyle on 60% of your current income. If you have long-term disability income insurance through your employer and earn over $100,000 annually, there's a good chance that your employer's plan does not provide enough coverage. 
 

  • 90% of disability claims are due to illness, not injury (Integrated Benefits Institute, 2018 Health and Productivity Benchmarking, Long-Term Disability)

  • 1 in 4 working Americans will become disabled before they retire (U.S. Social Security Administration Fact Sheet, June 2022)

Sam Lingo disability insurance agent
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